chattel mortgage interest rates

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A chattel mortgage is a loan agreement where a borrower uses personal property, such as equipment or vehicles, as collateral. It allows businesses to acquire assets while preserving working capital. Unlike a finance lease, a chattel mortgage grants ownership to the borrower upon repayment. Key points include the use of personal property as collateral, ownership transfer upon repayment, and its distinction from finance leases. It's a financing option for businesses.

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